.Seniors: Are You Over paying for Insurance?  

Baby Boomers are now at an age where they can begin to comfortably retire. Sadly, with a reduced income comes the need to pare down expenses, too. Thankfully, there are ways to ensure you are not overpaying for your insurance, and they are all detailed in full below.

If you have an insurance agent, get in touch with them when you renew your plan. Ask if they have any discounts for seniors, and you are likely to receive a positive answer. Even if you get your insurance directly from the insurer, they can often give you deals, whether they be bundles or reduced coverage, which provide you with a discount just for being a wise and traveled soul.

If you are too young for the discount, find out when you will be eligible and ensure that you call back at that time and have the discount placed on your account. The insurer has no incentive to charge you less automatically, so you have to be vigilant about getting the discounts you deserve.

If you find that your insurer doesn't offer any seniors discounts, call around. There are many companies like Grey Power which do offer discounts which can save you hundreds of dollars. Doing a little comparison shopping could mean the difference between eating flank steak or filet mignon!

If you are trying to reduce your car insurance, ask if there is anything you can do to reduce your premiums. Many insurers will give you a discount if you take a safe driving course and provide them with documentation stating you completed it. This is a simple and affordable way to save money year after year.

The insurance company wants you to remain with them, otherwise they'll lose all the money you pay in premiums. Give them a call and tell them another company has given you a better offer and see what they can come up with. They'll often transfer you to the retention department, and their job is solely to keep you as a customer.

Many great things come along with growing older, and one is that you can be rewarded for your experience through discounts. Insurers want to keep you as a client, so they will do what it takes to save you the money you want to keep in your wallet. Sadly, they don't do it automatically, so get on the phone and start changing your future! For help with property insurance for Real Estat in the Lake gaston area, please contact us and see our website at http://lakegastonteam.com


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